Gem’s Interest Free payment options have been perfected over 25 years, to grow your business.

Give your customers the option of flexible long-term interest free payment options at checkout with Gem Visa.
Sign Up to Gem Visa with Grow NZ Business to offer your customers a better eCommerce Experience! Together we will help you Grow your business with GEM’s range of flexible interest free plans help your customers get what they want
Minimum purchase $250. Minimum monthly payments required.*
*Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine). Prevailing interest rate (currently Gem Visa 25.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Credit provided by Latitude Financial Services Limited.